A select number of Reinsurance Professionals with comprehensive experience in (Re)insurance Underwriting, Claims, Accounts, Finance IT systems, ERM and RI Audit, Chartered Accountants with all round experience in Insurance and Reinsurance Accounting and Finance and IT Systems and, Regulatory compliance and Governance aspects, Process specialists are all associated with RCSMC as Professional associates on the projects undertaken. The professionals possess extensive knowledge and experience in their respective areas of specialisation.
Mr. Chandrasekaran Ramamurthy
Founder promoter and Chairman of the Board
A Chartered Insurance Practitioner, Reinsurance and Enterprise Risk Management Professional, Shri Chandrasekaran has several academic and professional qualifications which include, Advanced Accountancy, Cost Accounts, PGDM (from Jamnalal Bajaj Institute of Management Studies), Fellow of Insurance Institute of India (FIII), Associate Member of Institute of Risk Management (MIRM), London, Associate of Chartered Insurance Institute (ACII), London and Certified Associate of Indian Institute of Bankers (CAIIB), Mumbai, Certificate in Computer Software from Mumbai University.
A distinguished veteran in the reinsurance industry Mr. Chandrasekaran Ramamurthy boasts of a career spanning over five decades. he is well-known for his innovation and path-breaking solutions. He has been Member of various expert committees of IRDAI and contributed significantly to critical Non-Life Insurance regulations. His career in India, UK and Middle East Insurance and Reinsurance markets has enabled him to gain a unique identity amongst the Reinsurance professionals. His expertise in global reinsurance is further demonstrated by his decades of Career peaking at General Manager GIC Re followed by Senior DGM at Kuwait Re. He has held pivotal roles and served as a Government of India nominated Director on the Board of LIC of India. In his last assignment, he was the CEO of Himalayan Re, a Start-up Private Sector Nepal Reinsurer (2021-2023) Nepal. He spearheaded and guided the professional team both at GIC Re (2004-2008), and Kuwait Re (2008-10) in obtaining "A Excellent" rating from AM Best: and recently (2023) succeeded in obtaining B+ stable rating in 2023 for Himalayan Re within the third year of operations. His leadership extended to regulatory and industry bodies, and membership in IRDAI Regulation Sub- Committees and expert groups. During his 8-year tenure (2011-2019) as Secretary General of the General Insurance Council (Industry of Non-life and Reinsurance companies in India) he played a pivotal role in shaping the Indian Insurance and Reinsurance Legislations and Regulations. With deep-rooted knowledge in Insurance and Reinsurance strategy management and Enterprise Risk Management, he has played a critical role in shaping policies and best practices across markets. Beyond his formal roles, Mr. Ramamurthy has mentored many insurance professionals offering strategic insights into risk assessment, reinsurance structuring, and regulatory frameworks. His enduring influence continues to inspire the next generation of industry leaders.
Mr. A.T.P. PILLAI
A Chartered Accountant and Insurance and Reinsurance Professional (with Skills and expertise across Underwriting and claims, Business Development, Corporate Client Risk Management, A T P Pillai has with over 4 decades of distinguished experience in insurance and reinsurance. Proven expertise in structuring reinsurance programs, managing high-risk portfolios, and leading strategic initiatives across underwriting, claims, and dispute resolution, he is a Recognized thought leader and author, currently serving as a Consultant & Advisor to select insurance companies and corporates, offering strategic guidance on reinsurance structuring, dispute resolution, and market positioning.
Mr. Raghunath Kopalle
(Re)Insurance Domain Expert Consultant
• An internationally well acclaimed Re) insurance professional specializing Reinsurance Optimization and Balance sheet protection solutions. • Over four decades of Reinsurance domain, with a flair for IT and Skill / Capability building • Domain Knowledge and Experience in Non-Life (Re)insurance, Aviation and Information Technology • Created and managed various Reinsurance Pools including Terrorism Risk Insurance, Marine Hull, Nat-Cat risks. • Regular Visiting faculty member in Insurance educational institutions viz., - National Insurance Academy, Pune and College of Insurance, Mumbai
• Since 1984, Visited number of Insurance and Reinsurance companies in Middle East and Far East Asia, Africa, Europe and UK for business development, Training programmes and as speaker in International (Re)insurance seminars. • Founder member of Insurance and Reinsurance Expertise Group - iRx Group to promote insurance education offering Training services.
Mr. Pratibha Arvind Sarathy
Pratibha Arvind Sarathy brings a rich and diverse career spanning technology, BFSI, telecom, energy, tourism, and education. Beginning with software development in the telecom sector, she went on to lead the installation and commissioning of large-scale energy projects worldwide and spearheaded industry-wide insurance initiatives in India’s BFSI sector (specifically in the general insurance domain) —building deep expertise in project execution, digital transformation, and stakeholder management. Her professional journey includes global MNCs such as Siemens and Motorola, Indian firms like Futuresoft and Travel Logs, and significant contributions to self-regulatory organizations such as the General Insurance Council.
Her entrepreneurial drive led her into the tourism startup space, where she focused on customer service, innovation, and new business ideation. A strong believer in experiential learning, she has also designed and facilitated workshops for children, creating engaging educational experiences.
Pratibha has held leadership roles across project management, strategy, and technology transformation, working closely with regulators, government bodies, and public agencies. As Head of Technology for the General Insurance Council (GICouncil), she shaped the digital strategy and operations of the Indian general insurance industry. In the insurance and reinsurance domains, she successfully delivered complex integrations across multiple agencies and platforms, transforming industry operations at scale. She also represented the sector in national and international forums, providing thought leadership on critical industry issues.
With her multidimensional expertise, global perspective, and collaborative leadership, Pratibha works with a vision to create meaningful impact across the insurance industry while fostering innovation and growth.
Mr. S. Skandan
Chartered Accountant, Financial Management and Insurance
A Qualified Chartered Accountant (November 1988): Fellow of Insurance Institute of India and PG Diploma in Financial Management (IGNOU) (June 1996) More than 40 years of experience in the areas of Insurance and reinsurance accounting (under Indian/IFRS environment, Investment and Regulatory compliance. Expertise in consulting, accounting and audit domains internal controls and processes, preparation of policies & procedure manuals and fact reporting/due diligence.
More than 12 years of experience in representing Indian Insurance sector Accounting, Taxation and Finance related issues of Life and General Insurance Companies with the Regulators, Income Tax and GST authorities.
Competencies & Skills a) Sound analytical & technical skills and a flair for number crunching. Capable of handling myriad functions in any institution. b) Sound knowledge of regulations concerning insurance, investment and other regulations in Bahrain, Saudi Arabia and India. c) Experience in insurance accounting with exposure to reinsurance, investments, direct operations and takaful domains. d) A team player and builder with commitment to stand by deadlines and reporting timeframes.
Experience a) Consultant Finance in General Insurance Council – July 2013 to Nov 2016 and from July 2021 onwards b) Manager – Accounts and Compliance: ITI Reinsurance Ltd (Nov 2016 to Dec 2018) c) Consultant Life Insurance Council – Jan 2019 to Dec 2020: d) Senior Consultant in Assure Consulting WLL, Bahrain March 2006 to October 2009 e) Finance Manager – Solidarity Group Holding BSC (Bahrain October -2009 to August 2012 f) Vice President of Insurance Assist India Pvt. Ltd from 14.7. 2004 to 28.12.2005 g) General Insurance Corporation of India from Dec 1985 to July 2004: a. Joined GIC of India as a direct recruit officer in December 1985 and has worked in various capacities in Corporate Planning, Statistics, Accounts & Finance, Investment, Reinsurance, Management audit & compliance.
Mr. Kamal Kishore Das
Kamal Kishore Das brings a unique blend of expertise at the intersection of data analytics, insurance, and venture building. With a professional journey spanning over two decades, he has worked extensively on leveraging technology and analytics to create value in the insurance and financial services sectors.
His core skills include: - Insurance domain expertise – spanning underwriting processes, online insurance distribution, and risk assessment. - Data analytics – applying advanced analytics to strengthen decision-making, product design, and customer engagement. - Investor relations & fundraising support – structuring narratives and financials to align with strategic investor expectations.
- Business planning & venture roll-outs – from conceptualizing new ventures to creating detailed business plans, he has successfully guided teams through pilot, scale-up, and investor engagement phases.
At RCSMC, Kamal focuses on digital innovation and analytics-driven solutions that strengthen reinsurance advisory and optimization services. He plays a pivotal role in integrating modern data capabilities into traditional reinsurance practices, ensuring clients benefit from more accurate insights, improved efficiency, and future-ready strategies.
With his cross-domain perspective and entrepreneurial drive, Kamal continues to champion RCSMC’s mission of creating next-generation insurance and reinsurance solutions, while building strong connections with investors, clients, and technology partners.
Mr. Arun Prakash
Master of Commerce, Reinsurance, Process specialist, Skill development
A professional with 20+ years in all aspects of Reinsurance Technical Accounting, Operations Management, Transformation, Project Management and Strategy Implementation. Previously he was associated with Swiss Re, where he led teams and units across various functions, including P&C Technical Accounting, Finance, and Governance. He is a forward-thinking person with in-depth understanding in Reinsurance business value chain and a successful people, process/systems and operations leader, working across functions and geography. University 1st rank holder in M. Com, a Fellow of the Insurance Institute of India, a NET qualified Assistant Professor and International PG Diploma in Risk Management from IIRM.
University 1st rank holder in M. Com, a Fellow of the Insurance Institute of India, a NET qualified Assistant Professor and International PG Diploma in Risk Management from IIRM. Currently he wears multiple hats as a Trainer, Recruiter, and Consultant in the insurance/reinsurance industry.
