Capital Allocation, Retention Strategy, and Reinsurance Optimization

Retention and Reinsurance Trade-Offs:
Advising on optimal risk–reward strategies for retention levels and reinsurance purchasing, aligned with capital constraints and risk appetite.

Alternative Risk Transfer Solutions:
Evaluating and structuring non-traditional reinsurance and risk transfer instruments to diversify protection.

Accumulation and Aggregate Controls:
Designing systems and protocols to monitor and control aggregate exposures across portfolios.

Optimization of Reinsurance Programs and Cost Efficiency

Capacity Enhancement and Capital Substitution:
Structuring reinsurance solutions that maximize underwriting capacity and support capital efficiency objectives.

Retention Improvement and Profitability:
Identifying strategies to enhance profitability of retained business while maintaining prudent risk management.

Strategic Reinsurance Recommendations:
Providing tailored advice on reinsurance structures, treaty wording, and procurement strategies to strengthen resilience and performance.

Turn-Key Consultancy and Guidance Services for Insurance and Reinsurance Companies

Establishment of Insurance and Reinsurance Operations:
Conducting feasibility assessments for new ventures, including market analysis and regulatory viability studies.
End-to-end support in the establishment of insurance or reinsurance entities, encompassing business planning, licensing, and operational setup.

Dispute Resolution Between Insurers and Reinsurers

Insurance and Reinsurance Claims Arbitration:
Acting as an independent expert or advisor in arbitration and dispute resolution processes to achieve equitable outcomes.

Run-Off Portfolio and Commutation:
Structuring and executing run-off arrangements and commutation agreements to manage legacy exposures efficiently.

International Rating Agencies and Regulatory Compliance

International Rating Certification:
Preparing, reviewing, and advising on documentation, presentations, and submissions to international credit rating agencies.

Insurance Regulatory Submissions:
Drafting regulatory filings, responses to queries, and supporting documentation to ensure compliance with applicable standards.

Operational Systems, Audit, and Internal Controls

Underwriting and Claims Systems Review:
Assessing the adequacy and effectiveness of underwriting policies, claims management processes, and supporting systems.

Reinsurance IT Systems and Controls:
Designing and implementing IT systems to support reinsurance administration, accounting, and compliance.

Transactional Audits:
Conducting comprehensive audits of insurance and reinsurance business transactions to validate integrity and compliance.

Enterprise Risk Management (ERM) and Control Systems

ERM Framework Design:
Establishing process controls, early warning triggers, management reporting protocols, and internal inspection methodologies to strengthen governance and oversight.

IT Systems and Process Implementation

Software Implementation Lifecycle:
Developing detailed user specifications, facilitating vendor selection, overseeing system testing and acceptance, and managing implementation timelines.

Training and User Support:
Preparing user manuals and delivering structured training programs to ensure effective system adoption.

Manpower Development and Skills Enhancement

Training Programs:
Designing and delivering comprehensive training modules covering insurance and reinsurance technical knowledge, operational best practices, and software applications to build organizational capability.